MLO | Mortgage & Real Estate Podcast
Learn How to Win the Mortgage Game when Buying, Selling or Refinancing MLO (Modern Loan Officer) one of the fastest growing Financial Podcasts. MLO focuses on assisting everyone in winning the Mortgage game. If you are planning to Buy, Sell or Refinance your Home this is Podcast to follow. Hosted by Licensed Mortgage Advisor & Loan Officers: Addison Nett (Addy Nett) NMLS 1542184 - Casey Carpenter NMLS 1458123 - Mikal Mele NMLS 963197 - Mortgage Express, LLC - NMLS COMPANY ID: 40831 | EQUAL HOUSING LENDER
Not a commitment to lock or lend. Terms and conditions apply. Not all applicants will qualify. Licensed in OR/WA/CA/AZ/ID with licensing in California by the Department of Financial Protection and Innovation (DFPI) under the Residential Mortgage Act. Questions and concerns may be directed to our Corporate Office or customerservice@mtgxps.com. Visit www.nmlsconsumeraccess.org for more information.
Episodes
146 episodes
2025 Is Here | Featuring Scott Edelman
Casey is joined by Scott Edelman, Realtor at Sold By Scott Powered by Move Realty, to look ahead to 2025. What could market conditions be like? Casey & Scott go over winning strategies to keep you ahead of the curve on home buying.
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51:10
Everything You Need To Know Before You Buy A Condo | With Special Guest Tom Hestmark
Casey & Mikal are joined by a fellow Mortgage Express Loan Officer and Actor, Tom Hestmark. The gang covers beginning in the industry and navigating purchasing a Condo in today's market. Mikal MeleLoan Officer & Mortgag...
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39:47
Ready for 2025? | Strategies For Success In The New Year
Are you ready for the new year? Casey & Addy sit down to cover how you can be a successful homebuyer in 2025 and avoid some pitfalls of the current market. Ready to learn more and get the ball rolling on your next home purchase? Contact Cas...
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34:12
How & When Will The Election Influence Interest Rates?
This week the MLO Crew is joined by Casey's daughter Chloe, who helps the gang navigate post-election market information. Are you curious about where industry conditions stand in a rapidly changing political environment? Contact Addy, Casey, &a...
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23:43
Resale or New Construction? | Featuring Kevin Winkle
The gang is joined by a special guest this week. Addy, Mikal, and Casey pick Kevin Winkle's brain on purchasing a resale or a newly constructed home. Kevin Winkle is a Realtor at Keller Williams Portland Elite, and luxury real estate guru.<...
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1:15:55
Recasting vs. Refinancing | What's The Difference?
Casey, Addy, and Mikal sit down to cover topics ranging from "Girl Talk" to making sure you're really seeing all the options available to you when it comes to refinancing vs recasting. Mikal MeleLoan Officer & Mortgage Advi...
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30:55
Fan Mail Request: Competing Against Cash Offers
How can anyone Compete with a Cash offer? 1. Understanding different types of "cash offers" - not always literal cash, can be from hard money loans, lines of credit, 1031 exchanges, etc.2. Tips for making a competitive offer ...
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47:22
It's Officially Property Tax Season
1. Property taxes in Oregon are unique - they are paid annually in November, unlike most other states where they are paid twice a year.2. There are discounts available for early payment of property taxes in Oregon - up to 3% if paid in f...
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28:25
Understanding the Costs of Buying
Addy & Casey sit down to cover the true cost of purchasing a home, and the cost of homeownership. Are you ready to purchase knowing the real cost? Mikal Mele Mikal Ashley MeleLoan Officer & Mortgage AdvisorNMLS 9631...
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26:05
The Risks Of Switching Lenders While In Transaction
Mikal and Addy discuss the risks of switching mortgage lenders while home shopping or in transaction. Learn the pros and cons of navigating a switch as a homebuyer. Mikal MeleLoan Officer & Mortgage AdvisorNMLS 963197
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34:06
Five Tips to Combat Inflation
Addy & Casey discuss their favorite tips and tricks to combat the pitfalls of inflation. 1. Introduction- The hosts, Casey and Addy discuss the impact of inflation on American households.- They emphasize the impor...
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31:22
3 Tips to Surviving 2025
Post Fed Meeting discussing between Mikal, Casey and Addy. Reviewing the impact on the recent reduction of interest rates and how to create a strategy to survive 2025. Mikal MeleLoan Officer & Mortgage Advisor<...
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37:57
Getting Creative - Alternative Financing
The MLO crew dives into some creative alternative financing options. Specifically geared towards bank statement loans, self employed individuals and Military Veterans. Mikal MeleLoan Officer & Mortgage AdvisorNMLS...
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1:00:21
MLO - Return Episode - New Home & Much to Discuss
After a long break and a physical move of our studio, MLO is back and with a new Co-Host, Mikal Mele. Our director and President of Mortgage Express welcomes us to our new home and then we dive into some brewing topics within Real Estate & ...
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45:27
Work History
Breaking down the details of work history - self employed, W2, job changes, etc. - and how they impact a loan approval.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.ne...
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Season 6
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Episode 11
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29:45
10 Biggest Blindsides
How to avoid getting blindsided in the home buying process.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey...
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Season 6
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Episode 10
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37:21
NAR Settlement
Media adds to the confusion with their highlights, low lights and interpretations. The big news. What you need to know and what you should probably forgot.Addison NettMortgage Loan OriginatorNMLS 1542184New Amer...
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Season 6
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Episode 9
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16:19
New Inflation Data
Job Report DataInflation FiguresElection PeriodAll Time Credit Card DebtManaging your BudgetAddison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://w...
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Season 6
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Episode 8
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34:47
Contingent Offers
Good - Bad - UglyWhat is a contingent offer?What are my alternative options?Milestones to be aware of that could save you thousands?Bonus: 5 maintenance tips to save you money when you sell.Addison Nett
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Season 6
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Episode 7
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36:08
Budgeting & Credit
- Impacts of credit and how to manage- Small steps toward better financial healthAddison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-...
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Season 6
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Episode 6
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26:42
Inflation Data Causing Inflated Reactions
- Is the data completely manipulated?- What to expect moving forward- Wait or take action?Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfund...
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Season 6
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Episode 5
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23:34
Family Opportunity Mortgage
New Program allowing kids to buy homes for their parents!? Highest Credit Scores we have ever seen….but there’s bad newsNew Options for Bridge Loans and Re-Casting of your mortgage to reduce paymentsAddison Nett...
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Season 6
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Episode 4
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36:16
FEDs Meet Again...
What to expect post FED's meetingMost commonly asked questions this week:- Renovation Loans- Waiting or Buying Now- Refinancing and Credit Card Debt- Build Your Own Home???Addison NettMortgage Loan Originator...
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Season 6
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Episode 3
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34:36